Privacy Policy
Effective Date: January 1, 2025 | Last Updated: January 1, 2025
FundsApprovalCenter ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website and submit a loan application.
1. Information We Collect
We collect information you voluntarily provide, including:
- Personal identifiers: name, date of birth, Social Security Number, driver's license number
- Contact information: email address, phone numbers, physical address
- Financial information: income, employment details, bank account and routing numbers
- Device/technical data: IP address, browser user agent, referring website
2. How We Use Your Information
- To match you with lenders in our network and process your loan application
- To communicate with you about your application status
- To comply with legal and regulatory obligations
- To improve our website and services
- To send marketing communications (only with your explicit consent)
3. Sharing Your Information
We share your information with lenders in our network for the purpose of fulfilling your loan request. We may also share with:
- Service providers who assist with our operations (data processors under GDPR/CCPA)
- Law enforcement or regulators when required by law
- Successors in a merger, acquisition, or sale of assets
We do not sell your personal information to third parties for their own marketing purposes without your consent.
4. Data Security
We implement 256-bit SSL/TLS encryption for all data in transit. Sensitive data including SSN and bank account numbers are stored in encrypted form. Access to your data is restricted to authorized personnel only. However, no method of transmission over the internet is 100% secure.
5. Your Rights (CCPA / State Law)
Depending on your state of residence, you may have rights to access, correct, delete, or opt out of the sale of your personal information. To exercise these rights, contact us at privacy@fundsapprovalcenter.com.
6. Cookies & Tracking
We use cookies and third-party tracking technologies (including the Meta Pixel) to analyze website usage and improve our services. You may disable cookies in your browser settings, though this may affect site functionality.
7. Retention
We retain your application data for up to 7 years to comply with financial regulations, unless a shorter period is required by law or you request earlier deletion.
8. Children's Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors.
9. Contact Us
For privacy-related inquiries:
Email: privacy@fundsapprovalcenter.com
Mail: 123 Financial Plaza, Suite 400, New York, NY 10001